Privacy Policy

MTU NA PESA ("we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your information when you use the MTU NA PESA mobile application and website ("Service").

If you do not agree with this Privacy Policy, please do not use the Service.

1. Information we collect

We collect only the information necessary to provide and improve our Service.

1.1 Information you provide

When using the Service, you may provide:

• email address
• account login credentials
• financial entries such as income, expenses, categories, and savings goals
• app preferences and settings

We do not require bank account credentials or mobile money credentials.

1.2 Automatically collected information

We may automatically collect:

• device type
• operating system
• app version
• usage activity inside the app
• error logs

This helps us improve performance and stability.

1.3 Financial information

MTU NA PESA stores financial records entered by users, including:

• income records
• expense records
• financial categories
• savings goals
• allocation preferences

This information is used only to provide analytics and insights to the user.

We do not sell or share financial records with third parties for marketing purposes.

2. How we use your information

We use your information to:

• provide core app functionality
• store your financial records securely
• generate financial insights and reports
• improve the user experience
• detect technical issues
• maintain security and prevent fraud
• communicate important service updates

We do not sell your personal data.

3. Data security

We implement industry-standard security measures to protect your data, including:

• encrypted data transmission (HTTPS)
• secure authentication systems
• restricted database access
• server-level protections

We strive to protect your information but cannot guarantee absolute security.

4. Data storage

Your data is stored on secure cloud infrastructure.

We retain data as long as your account remains active or as needed to provide services.

You may request deletion of your account at any time.

5. Data sharing

We do not sell personal data.

We may share limited data with trusted service providers necessary to operate the Service, including:

• cloud hosting providers
• analytics tools
• payment processors

These providers are required to protect your information.

We may disclose information if required by law.

6. Third-party services

The Service may use third-party services such as:

• authentication providers
• payment processors
• analytics tools

These services have their own privacy policies.

For how we use cookies on our website, see our Cookies Policy.

7. User rights

You have the right to:

• access your data
• update your information
• delete your account
• request correction of inaccurate data

To request data deletion, contact:

info@sabyinfotech.com

For what we delete and how to submit a request, see our Data Deletion Request page.

8. Children's privacy

The Service is not intended for children under 13.

We do not knowingly collect information from children.

9. Changes to this policy

We may update this Privacy Policy from time to time.

We will notify users of significant changes.

Continued use of the Service indicates acceptance of updates.

10. Contact

If you have questions about this Privacy Policy:

Email: info@sabyinfotech.com

Phone: +255 663 586 648

You can also reach us via our contact page.