Terms and Conditions

These Terms and Conditions ("Terms") govern your use of the MTU NA PESA mobile application and related services ("Service").

By using the Service, you agree to these Terms.

If you do not agree, please do not use the Service.

1. Description of service

MTU NA PESA is a personal finance management application that allows users to:

• record income
• record expenses
• track financial habits
• view financial reports
• set allocation preferences
• improve financial discipline

MTU NA PESA does not provide financial, investment, or tax advice.

2. User account

To use certain features, you must create an account.

You agree to:

• provide accurate information
• maintain confidentiality of login credentials
• notify us of unauthorized use

You are responsible for activities under your account.

3. Acceptable use

You agree not to:

• use the Service for unlawful purposes
• attempt unauthorized access
• interfere with system security
• reverse engineer the software
• misuse the platform

We may suspend accounts that violate these Terms.

4. Financial information disclaimer

The Service provides informational tools only.

We do not guarantee financial outcomes.

Users are responsible for financial decisions.

MTU NA PESA is not liable for financial losses.

5. Subscriptions and payments

Some features may require paid subscriptions.

Payments are processed through secure third-party providers.

Subscriptions may renew automatically unless canceled.

Users can cancel subscriptions via their app store account settings.

We do not store payment card details.

6. Intellectual property

All content, branding, and software are owned by MTU NA PESA.

Users may not copy or distribute content without permission.

7. Termination

We may suspend or terminate accounts that violate Terms.

Users may stop using the Service at any time.

8. Limitation of liability

The Service is provided "as is".

We are not liable for:

• financial losses
• data inaccuracies
• service interruptions
• technical errors

To the maximum extent permitted by law.

9. Privacy

Use of the Service is also governed by our Privacy Policy.

10. Modifications

We may update these Terms.

Continued use of the Service indicates acceptance of updates.

11. Governing law

These Terms shall be governed by applicable laws.

12. Contact

Email: info@sabyinfotech.com

Phone: +255 663 586 648

Contact form